Need Auto Insurance in Tucson? Your auto insurance in Tucson provides property, liability and medical coverage. If your not sure how much you need, read this…
- Property coverage pays for damage to or theft of your car…
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage…
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses…
Your Tucson auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.
Most auto policies are for six months to a year.
The six parts of an auto insurance policy in Tucson
Your Tuscon Auto Insurance policy may include all 6 coverages or some of them. Each coverage is priced separately.
- Bodily Injury Liability Insurance
For injuries the policyholder causes to someone else.
- Medical Payments or Personal Injury Protection (PIP) Insurance
For treatment of injuries to the driver and passengers of the policyholder’s car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident.
- Property Damage Liability Insurance
For damage the policyholder caused to someone else’s property.
- Collision Insurance
For damage to the policyholder’s car from a collision. The collision could be with another car, a light post, fire hydrant, etc.
- Comprehensive Insurance
For damage to the policyholder’s car that doesn’t involve a collision with another car. Covered risks include fire, theft, falling objects, missiles, explosion, earthquake, flood, riot and civil commotion.
- Uninsured Motorist Coverage Insurance
For treatment of policyholder’s injuries as a result of collision with an uninsured driver. Underinsured motorist coverage can also be included in an auto policy. Underinsured motorist coverage comes into play when an at-fault driver has auto liability insurance, but the limit of insurance is inadequate to pay for your damages.
Each state requires that you have certain types of coverages with minimum liability limits. The insurance industry recommends that your bodily injury liability limits be $100,000 per person and $300,000 per occurrence.
We invite you to call John Foxworthy your Tucson Insurance Specialist for your Free Insurance Quote!
520-322-9898
or just come by and meet our friendly staff at
1159 N. Craycroft
Tucson AZ 85712
